Frequently Asked Questions

When will you launch?

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We're currently building our platform before launching our beta in the summer. Sign up to stay up-to-date with our latest developments.

Why should I sign up for early access?

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Don't hesitate to sign up if you're interested in getting access to alternative assets. We welcome your feedback and will build our platform based on what you - our early adopters - ask for.

Once we launch, we will open up only to a limited number of users to start with, based on the date you signed up.

The more people who show interest and sign up to our waiting list, the better the deals we can negotiate with our partners, which will ultimately benefit you as an investor.

What return should I expect from investing with you?

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Historical returns vary for each alternative asset class. To start with, fine wine has appreciated 62% in value over the past 10 years and 45% over the past 5 years. Rare whisky has appreciated 586% in value over the past 10 years, with average annualised returns of 21%. Moreover, volatility across both asset classes has been lower than that of the stock market, making our initial asset classes a great choice for both diversification and capital growth purposes. However, as with any investment, historical returns are no guarantee for future results..

How do you track performance?

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You can login to the Koia App at any time to check the up-to-date value of your portfolio. We obtain our pricing data from a variety of global sources, such as Liv-ex for wines and PWCC for trading cards. For more illiquid assets and very limited edition collector items where readily available data is not available, we will show previous sale prices, for example from auctions, or for comparable items.

How do you select items and make sure they are authentic?

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For each asset class we present on the platform, we work with experts in their respective fields, to ensure that all items are sourced, acquired and verified correctly.

What time horizon should I be looking at before I invest?

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While you can sell shares at any time, alternative investments are typically long-term investments and the best results can be achieved when holding your assets for more than 5 years.

What are your fees and charges?

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We don't believe in high fees or annual management charges. We take a small 'sourcing' fee to help cover the cost involved in sourcing, storing and insuring each item. That means that the platform is free to use and there are no costs if you want to sell your shares.

What happens if I want to sell?

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Investing in alternative assets is a long-term investment, but should you wish to sell your shares, you will be able to do so via our 'secondary market' trading platform. You will be able to list your share(s) for sale and potential buyers can offer to buy them. If no buyers want your shares, you may have to wait until the asset is sold.

Is this safe and secure? Who owns my assets?

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Assets are sourced, acquired and verified by Koia. At that point, the asset is placed within a separate company, unique to that asset. You will own shares in the company that owns the underlying asset. The company owning the asset is separate from Koia. We are not a fund and do not pool our customers' money to buy assets as part of a larger portfolio.

I have other questions

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If you have any other questions, would like to chat or give feedback, please don't hesitate to contact us via hello@joinkoia.com and we'll get back to you as soon as possible!